Borrowing
Loans with a fixed rate and no surprises.
Borrow £1,000 to £50,000 over 1 to 7 years. Check eligibility without affecting your credit score.
Personal loans
Clear fixed rates, decided in a day.
Consolidate cards, fund a car or cover a big occasion. Fixed monthly payments, no arrangement fee and no penalty for overpaying.
- ✓ Borrow £1,000 – £25,000 over 1–7 years
- ✓ One fixed rate agreed before you sign
- ✓ Fast payout after digital signature
Example
£212 /month
£10,000 over 5 years at a fixed rate agreed up front. Total repayable confirmed before you sign. Subject to status, 18+.
Example
£1,024 /month
£180,000 over 25 years with an initial fixed term, then variable. Your home may be repossessed if you do not keep up repayments.
Home loans
Mortgages that stay with you.
First home, remortgage or buy-to-let — a named adviser from application to keys, plus free valuation on every purchase.
- ✓ Fixed rates for 2, 5 or 10 years
- ✓ Borrow up to 90% of the property value
- ✓ Overpay up to 10% each year, fee-free
Business loans
Grow on your own schedule.
Fit-outs, equipment and cash-flow cover for firms trading 12 months or more. Quick decisions with seasonal repayments available.
- ✓ Borrow £5,000 – £50,000, unsecured options
- ✓ Capital holidays for seasonal businesses
- ✓ Pairs with the Meadowquay Business Card
Pair it with
The right card for the job
Every loan pairs with a card: Standard for everyday, Premium for travel, Business for expenses.
Not sure what you need?
Try the calculator or talk to an adviser — free, no obligation.